Fannie Mae and Freddie Mac’s Acceptance of Cryptocurrency: A Game-Changer for Real Estate Markets
In a groundbreaking move, the Federal Housing Finance Agency (FHFA) issued a directive on June 25, 2025, ordering Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that underpin roughly half of the $12 trillion U.S. mortgage market, to consider cryptocurrency as an asset in single-family mortgage loan risk assessments. This policy shift, which allows…

